New baby? You may have new coverage options


Printed on July 14, 2022

Congratulations in your new child! The way you’ll get protection on your child is determined by your present insurance coverage standing.

For those who don’t have medical insurance:

  • Having a child qualifies you for a . This implies you possibly can enroll in or change 2022 Market protection. Whenever you enroll within the new plan, your protection can begin the day your child was born.
  • Apply inside 60 days after your child’s start. Your plan can cowl you, your child, and another family members.
  • It’s essential to have entry to well being care providers for each new mother and father and child. With Market protection, you will get preventive benefits, like well-baby visits.
  • Learn more about Special Enrollment Periods and how to apply.

When you have a Market plan:

  • You possibly can preserve your present plan and add your child to your protection.
  • Replace your Market utility inside 60 days of your child’s start. Your protection choices and financial savings might change.
  • You possibly can create a separate enrollment group on your child and enroll them in any plan for the remainder of the yr since having a child qualifies you for a Particular Enrollment Interval. (You possibly can’t change plans, however you possibly can choose any plan obtainable to your child.)

When you have Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP) protection:

When you have Medicaid while you give start, your child is robotically enrolled in Medicaid protection, they usually’ll stay eligible for at the least a yr.

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